UAE credit card perks 2026: lounges, cinema, valet, golf
58 cards from 15 UAE banks: airport lounges, cinema tickets, valet, golf and transfers. Annual fee, minimum salary, limit and terms of every perk.
Banks: ADIB, Ajman Bank, Arab Bank, CBI, Citi, DIB, Deem, Dubai First, Emirates Islamic, Emirates NBD, FAB, HSBC, Mashreq, RAKBANK, Standard Chartered. ADCB is not covered: its site is behind bot protection, which we do not bypass. Perks and fees follow the banks’ pages; confirm the terms with the bank before you apply.
All cards: fee and salary
| Bank and card | Type | Annual fee | Min. salary | Perks |
|---|---|---|---|---|
| Dubai First Dubai First Low-Rate Credit Card | credit | free | AED 5,000 | Airport lounges, Cinema |
| FAB FAB Rewards Indulge Credit Card | credit | free | AED 5,000 | Airport lounges, Cinema |
| Emirates NBD Duo Credit Cards (Diners Club + Mastercard) | credit | free | AED 12,000 | Airport lounges, Cinema, Golf |
| Emirates NBD Go4it Platinum Credit Card | credit | free | AED 12,000 | Cinema |
| Emirates NBD Visa Platinum Credit Card | credit | free | AED 12,000 | |
| CBI Mastercard Titanium Credit Card | credit | free | not stated | Airport lounges, Cinema |
| Mashreq Mashreq Cashback Credit Card | credit | free | not stated | Cinema |
| RAKBANK Titanium Credit Card | credit | free | not stated | Cinema |
| Mashreq Mashreq Platinum Plus Credit Card | credit | AED 299 | AED 5,000 | Airport lounges, Cinema |
| FAB FAB Cashback Credit Card | credit | AED 300 | AED 5,000 | Airport lounges, Cinema, Airport transfers |
| FAB FAB Rewards Active Credit Card | credit | AED 300 | AED 5,000 | Airport lounges |
| HSBC HSBC Live+ Credit Card | credit | AED 313.95 | AED 5,000 | Airport lounges, Cinema |
| Dubai First Dubai First Cashback Credit Card | credit | AED 399 | AED 5,000 | Airport lounges, Cinema |
| Mashreq Mashreq Aura World Credit Card | credit | AED 500 | not stated | Airport lounges |
| Standard Chartered Standard Chartered X Credit Card | credit | AED 525 | not stated | Airport lounges |
| Emirates NBD Skywards Signature Credit Card | credit | AED 735 | AED 12,000 | Airport lounges, Cinema, Valet parking, Golf |
| ADIB SHARE Visa Infinite Covered Card | covered | AED 999 | not stated | Airport lounges, Valet parking |
| FAB FAB Elite Credit Card | credit | AED 1,200 | AED 40,000 | Airport lounges, Cinema, Valet parking, Golf, Airport transfers |
| FAB FAB Travel Credit Card | credit | AED 1,500 | AED 20,000 | Airport lounges, Cinema, Airport transfers |
| ADIB Emirates Skywards Visa Signature Covered Card | covered | AED 1,500 | not stated | |
| Mashreq Mashreq Aura Elite Credit Card | credit | AED 1,500 | not stated | Airport lounges |
| Mashreq Mashreq Solitaire Credit Card | credit | AED 1,500 | not stated | Airport lounges, Cinema, Valet parking, Golf, Airport transfers |
| Emirates NBD Skywards Infinite Credit Card | credit | AED 1,575 | AED 30,000 | Airport lounges, Cinema, Valet parking, Golf |
| Emirates NBD Visa Infinite Credit Card | credit | AED 1,575 | AED 30,000 | Airport lounges, Valet parking |
| Standard Chartered Standard Chartered Journey Credit Card | credit | AED 1,575 | AED 30,000 | Airport lounges, Cinema, Golf, Airport transfers |
| Emirates NBD Priority Banking Visa Infinite Credit Card | credit | AED 1,575 | not stated | Airport lounges, Cinema, Valet parking, Golf, Airport transfers |
| DIB Emirates Skywards DIB Infinite Covered Card | covered | AED 2,500 | AED 20,000 | Airport lounges, Valet parking, Airport transfers |
| HSBC HSBC Emirates Skywards Infinite Credit Card | credit | AED 2,625 | AED 30,000 | Airport lounges, Cinema |
| ADIB ADIB Etihad Guest Visa Infinite Covered Card | covered | AED 3,000 | not stated | Airport lounges, Valet parking, Golf, Airport transfers |
| ADIB Emirates Skywards Visa Infinite Covered Card | covered | AED 4,500 | not stated | |
| DIB Prime Platinum Card | credit | — | AED 5,000 | |
| DIB Prime Signature Card | credit | — | AED 15,000 | Airport lounges, Valet parking |
| DIB Prime Infinite Card | credit | — | AED 20,000 | Airport lounges, Valet parking |
| ADIB SHARE Visa Platinum Covered Card | covered | — | not stated | Valet parking |
| Ajman Bank BRight Platinum Credit Card | credit | — | not stated | Airport lounges, Valet parking |
| Ajman Bank BRight World Credit Card | credit | — | not stated | Airport lounges, Valet parking |
| Arab Bank Arab Bank Visa Signature Credit Card | credit | — | not stated | Airport lounges, Cinema |
| Arab Bank Arab Bank World Elite Mastercard | credit | — | not stated | Airport lounges, Airport transfers |
| CBI CBI Rewards World Platinum Mastercard | credit | — | not stated | Airport lounges |
| Citi Citi Cash Back Card | credit | — | not stated | Airport lounges |
| Citi Citi Premier Mastercard | credit | — | not stated | Airport lounges, Cinema |
| Citi Citi PremierMiles Elite Visa Card | credit | — | not stated | Airport lounges |
| Citi Citi Prestige Mastercard | credit | — | not stated | Airport lounges, Cinema, Valet parking |
| Citi Citi Rewards Mastercard | credit | — | not stated | Airport lounges, Cinema |
| Citi Citi Ultima Mastercard | credit | — | not stated | Airport lounges, Cinema, Valet parking |
| Deem Deem Platinum Credit Card | credit | — | not stated | Airport lounges, Valet parking |
| Deem Deem World Credit Card | credit | — | not stated | Airport lounges, Valet parking |
| Emirates Islamic Amazon Credit Card | credit | — | not stated | Airport lounges |
| Emirates Islamic Skywards Black Credit Card | credit | — | not stated | Airport lounges |
| Emirates Islamic Skywards Infinite Credit Card | credit | — | not stated | Airport lounges, Cinema, Valet parking, Golf, Airport transfers |
| Emirates Islamic Skywards Signature Credit Card | credit | — | not stated | Airport lounges |
| Emirates Islamic Switch Cashback Credit Card | credit | — | not stated | Airport lounges |
| Emirates NBD Visa Infinite Debit Card | debit | — | not stated | Airport lounges |
| Emirates NBD Visa Signature Debit Card | debit | — | not stated | Airport lounges |
| HSBC HSBC Advance Credit Card | credit | — | not stated | Airport lounges, Cinema |
| HSBC HSBC Premier Credit Card | credit | — | not stated | Airport lounges, Cinema, Airport transfers |
| RAKBANK Elevate Credit Card (Prime / Plus / Privilege tiers) | credit | — | not stated | Airport lounges, Cinema, Airport transfers |
| RAKBANK World Cashback Credit Card | credit | — | not stated | Airport lounges, Cinema |
Sorted from free cards to the most expensive. The fee is per year for the primary card; many banks waive the first year or the fee on spend — see the source.
Airport lounges
| Bank and card | Fee | Salary from | Perk | Limit | Terms | Source, checked |
|---|---|---|---|---|---|---|
| Dubai First Dubai First Low-Rate Credit Card | free | AED 5,000 | Free airport lounge access with the Mastercard Travel Pass app | — | Number of visits not stated on the page | source, 18 Oct 2026 |
| FAB FAB Rewards Indulge Credit Card | free | AED 5,000 | Access to over 25 regional and international airport lounges 4 times a year | 4 a year | Activated by spending USD 1 on the card | source, 18 Oct 2026 |
| Emirates NBD Duo Credit Cards (Diners Club + Mastercard) | free | AED 12,000 | Complimentary Diners Club lounge visits for the cardholder; over 1,900 lounges worldwide | — | Visits for self only, additional guests are charged extra; minimum spend criteria applies; number of visits not stated | source, 18 Oct 2026 |
| CBI Mastercard Titanium Credit Card | free | not stated | Complimentary access to 1,300+ eligible airport lounges worldwide when your registered flight is delayed by at least 1 hour | — | Flight delay pass: register the flight in the Mastercard Travel Pass app; the pass is valid for 24 hours | source, 18 Oct 2026 |
| Mashreq Mashreq Platinum Plus Credit Card | AED 299 | AED 5,000 | 4 complimentary airport lounge visits per calendar year to over 1,000 lounges worldwide | 4 a year | Total retail purchases of AED 7,000 or more in the previous month statement | source, 18 Oct 2026 |
| FAB FAB Cashback Credit Card | AED 300 | AED 5,000 | Up to 8 free lounge visits per year for you, plus 6 complimentary visits for your plus one | 8 a year | Spend just USD 1 on the card to benefit | source, 18 Oct 2026 |
| FAB FAB Rewards Active Credit Card | AED 300 | AED 5,000 | Free access to over 25 airport lounges across the globe 4 times a year | 4 a year | Activated by spending USD 1 on the card | source, 18 Oct 2026 |
| HSBC HSBC Live+ Credit Card | AED 313.95 | AED 5,000 | 12 complimentary visits a year to over 1,200 lounges for you and additional cardholders | 12 a year | Make at least 1 international purchase worth USD 1 once every calendar year with the HSBC Visa card 15 days before you travel | source, 18 Oct 2026 |
| Dubai First Dubai First Cashback Credit Card | AED 399 | AED 5,000 | Free airport lounge access with the Mastercard Travel Pass app | — | Number of visits not stated on the page | source, 18 Oct 2026 |
| Mashreq Mashreq Aura World Credit Card | AED 500 | not stated | Complimentary airport lounge access worldwide | — | Number of visits and programme not stated; T&C apply | source, 18 Oct 2026 |
| Standard Chartered Standard Chartered X Credit Card | AED 525 | not stated | Up to 8 complimentary lounge visits a year for you and supplementary cardholders, 1,000+ lounges | 8 a year | Make at least 1 international purchase of USD 1 with the card at least 15 days before travel; first visit is free, the next 7 need that spend; use the Visa Airport Companion app | source, 18 Oct 2026 |
| Emirates NBD Skywards Signature Credit Card | AED 735 | AED 12,000 | Complimentary access to over 1,000 airport lounges worldwide via the Visa Airport Companion app | — | Registration in the Visa Airport Companion app is required; number of visits not stated | source, 18 Oct 2026 |
| ADIB SHARE Visa Infinite Covered Card | AED 999 | not stated | Free unlimited airport lounge access for the cardholder + 1 guest via Visa Airport Companion | unlimited | source, 18 Oct 2026 | |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | Free airport lounge access globally for you and a guest | — | Activated by spending USD 1 on the card; number of visits not stated | source, 18 Oct 2026 |
| FAB FAB Travel Credit Card | AED 1,500 | AED 20,000 | 14 complimentary lounge visits per year to over 1,000 lounges worldwide for you and supplementary cardholders, plus 1 free guest per visit | 14 a year | Second guest gets up to 6 free visits with AED 5,000 monthly spend; register the card in the Mastercard Travel Pass app and make an international purchase of at least USD 1 in the previous 3 months | source, 18 Oct 2026 |
| Mashreq Mashreq Aura Elite Credit Card | AED 1,500 | not stated | Complimentary airport lounge access worldwide | — | Number of visits and programme not stated; T&C apply | source, 18 Oct 2026 |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | 12 complimentary airport lounge visits per calendar year (primary and supplementary cardholders with a complimentary guest) | 12 a year | Requires 1 international transaction over USD 1 per calendar year; otherwise 2 visits per year | source, 18 Oct 2026 |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | 6 complimentary Marhaba Silver Meet & Greet services per year | 6 a year | Spend a minimum of AED 10,000 in the last billing cycle | source, 18 Oct 2026 |
| Emirates NBD Skywards Infinite Credit Card | AED 1,575 | AED 30,000 | Complimentary access to over 1,000 airport lounges worldwide via the Visa Airport Companion app | — | Registration in the Visa Airport Companion app is required; number of visits not stated | source, 18 Oct 2026 |
| Emirates NBD Visa Infinite Credit Card | AED 1,575 | AED 30,000 | Complimentary airport lounge access to over 1,000 lounges worldwide via the Visa Airport Companion App | — | Registration in the Visa Airport Companion app is required; number of visits not stated | source, 18 Oct 2026 |
| Standard Chartered Standard Chartered Journey Credit Card | AED 1,575 | AED 30,000 | Unlimited lounge visits for you and a guest via the Visa Airport Companion app | unlimited | First two visits are complimentary; to make access unlimited make at least 1 international purchase of USD 1 during the first two visits; same for supplementary cards | source, 18 Oct 2026 |
| Emirates NBD Priority Banking Visa Infinite Credit Card | AED 1,575 | not stated | Complimentary lounge access worldwide via the Visa Airport Companion app | — | Registration in the app is required; number of visits not stated; only for existing Priority Banking customers | source, 18 Oct 2026 |
| DIB Emirates Skywards DIB Infinite Covered Card | AED 2,500 | AED 20,000 | Unlimited complimentary access to over 1,200 airport lounges worldwide for you and a guest | unlimited | First visit in a calendar year is complimentary; later visits need a foreign-currency spend of USD 1 outside the UAE at least 15 days before; use the Visa Airport Companion app | source, 18 Oct 2026 |
| HSBC HSBC Emirates Skywards Infinite Credit Card | AED 2,625 | AED 30,000 | Unlimited complimentary access to over 1,200 airport lounges worldwide for you and a guest | unlimited | Make at least 1 international purchase worth USD 1 once every calendar year with the HSBC Visa card 15 days before travel | source, 18 Oct 2026 |
| ADIB ADIB Etihad Guest Visa Infinite Covered Card | AED 3,000 | not stated | Complimentary access to over 1,000 lounges in more than 300 cities for the cardholder and one guest via the Visa Airport Companion app | unlimited | Number of visits not stated on the page (card summary says unlimited) | source, 18 Oct 2026 |
| DIB Prime Signature Card | — | AED 15,000 | Complimentary access to over 1,200 airport lounges 8 times per year | 8 a year | First visit in a calendar year is complimentary; later visits need a foreign-currency spend of USD 1 outside the UAE at least 15 days before; use the Visa Airport Companion app | source, 18 Oct 2026 |
| DIB Prime Infinite Card | — | AED 20,000 | Complimentary access to over 1,200 airport lounges 12 times per year, with a guest | 12 a year | First visit in a calendar year is complimentary; later visits need a foreign-currency spend of USD 1 outside the UAE at least 15 days before; use the Visa Airport Companion app | source, 18 Oct 2026 |
| Ajman Bank BRight Platinum Credit Card | — | not stated | Complimentary airport lounge access | — | Number of visits and programme not stated on the page | source, 18 Oct 2026 |
| Ajman Bank BRight World Credit Card | — | not stated | Complimentary airport lounge access | — | Number of visits and programme not stated on the page | source, 18 Oct 2026 |
| Arab Bank Arab Bank Visa Signature Credit Card | — | not stated | Access to 1300+ airport lounges in more than 500 cities worldwide via the Visa Airport Companion app | — | Number of free visits not stated on the page; a visit may be chargeable and the cost is shown at the lounge | source, 18 Oct 2026 |
| Arab Bank Arab Bank World Elite Mastercard | — | not stated | 2 complimentary airport lounge visits (or airport dining offers); more after an international transaction, subject to a cap | 2, plus more after an international transaction | A cross-border transaction of at least USD 1 unlocks 3 calendar months of access | source, 18 Oct 2026 |
| CBI CBI Rewards World Platinum Mastercard | — | not stated | Access to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app | — | Number of visits not stated on the page | source, 18 Oct 2026 |
| Citi Citi Cash Back Card | — | not stated | 8 complimentary lounge visits per year for you and your supplementary cardholders (up to 1,200 lounges) | 8 a year | Via the Mastercard Travel Pass app; 1 free visit per calendar year before making an international spend, then a non-AED spend of at least USD 1 is needed; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Citi Citi Premier Mastercard | — | not stated | 14 complimentary lounge visits per year for you and your supplementary cardholders (up to 1,200 lounges) | 14 a year | Via the Mastercard Travel Pass app; 2 free visits per calendar year before making an international spend, then a non-AED spend of at least USD 1 is needed; 1 guest each, guest visits count towards the cap; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Citi Citi PremierMiles Elite Visa Card | — | not stated | Unlimited complimentary access to 1,000+ airport lounges globally for you and your supplementary cardholders, plus one guest each per visit | unlimited | Via the Visa Airport Companion app; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Citi Citi Prestige Mastercard | — | not stated | 14 complimentary lounge visits per year for you and your supplementary cardholders (up to 1,200 lounges) | 14 a year | Via the Mastercard Travel Pass app; 2 free visits per calendar year before making an international spend, then a non-AED spend of at least USD 1 is needed; 1 guest each, guest visits count towards the cap; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Citi Citi Rewards Mastercard | — | not stated | 8 complimentary lounge visits per year for you and your supplementary cardholders (up to 1,200 lounges) | 8 a year | Via the Mastercard Travel Pass app; 1 free visit per calendar year before making an international spend, then a non-AED spend of at least USD 1 is needed; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Citi Citi Ultima Mastercard | — | not stated | 14 complimentary lounge visits per year for you and your supplementary cardholders (up to 1,200 lounges) | 14 a year | Via the Mastercard Travel Pass app; 2 free visits per calendar year before making an international spend, then a non-AED spend of at least USD 1 is needed; 1 guest each, guest visits count towards the cap; USD 32 for guests above the allowance | source, 18 Oct 2026 |
| Deem Deem Platinum Credit Card | — | not stated | Access to more than 25 participating airport lounges across the Middle East and the Levant | — | Number of visits not stated; access requirements and guest privileges depend on the lounge programme terms (company blog, lower confidence) | source, 18 Oct 2026 |
| Deem Deem World Credit Card | — | not stated | Access to more than 1,000 participating airport lounges worldwide | — | Number of visits not stated; access requirements and guest privileges depend on the lounge programme terms (company blog, lower confidence) | source, 18 Oct 2026 |
| Emirates Islamic Amazon Credit Card | — | not stated | Unlimited complimentary access to over 1,200 airport lounges worldwide for primary and supplementary cardholders | unlimited | Additional guests are charged USD 32 per guest per visit | source, 18 Oct 2026 |
| Emirates Islamic Skywards Black Credit Card | — | not stated | Access to over 1,200 airport lounges worldwide for you and a guest; the first 2 visits in a calendar year are complimentary | 2 a year | Visits after the free ones need a foreign-currency spend of USD 1 on primary and supplementary cards 15 days before the visit, otherwise USD 32 per person per visit; extra guests USD 32 each | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | Unlimited complimentary access to 1,200+ airport lounges with a guest | unlimited | The first 2 visits per calendar year are free. Visits after the free ones need a foreign-currency spend of USD 1 on primary and supplementary cards 15 days before the visit, otherwise USD 32 per person per visit; extra guests USD 32 each; access via the Visa Airport Companion app | source, 18 Oct 2026 |
| Emirates Islamic Skywards Signature Credit Card | — | not stated | Access to over 1,200 airport lounges worldwide for the cardholder; the first visit in a calendar year is complimentary | 1 a year | Visits after the free ones need a foreign-currency spend of USD 1 on primary and supplementary cards 15 days before the visit, otherwise USD 32 per person per visit; extra guests USD 32 each | source, 18 Oct 2026 |
| Emirates Islamic Switch Cashback Credit Card | — | not stated | Access to over 1,200 airport lounges worldwide for the cardholder; the first visit in a calendar year is complimentary | 1 a year | Visits after the free ones need a foreign-currency spend of USD 1 on primary and supplementary cards 15 days before the visit, otherwise USD 32 per person per visit; extra guests USD 32 each | source, 18 Oct 2026 |
| Emirates NBD Visa Infinite Debit Card | — | not stated | Complimentary lounge access worldwide to over 1,000 airport lounges in 300 cities via the Visa Airport Companion app | — | Registration in the Visa Airport Companion app is required; number of visits not stated | source, 18 Oct 2026 |
| Emirates NBD Visa Signature Debit Card | — | not stated | Complimentary lounge access worldwide via the Visa Airport Companion app | — | Registration in the Visa Airport Companion app is required; number of visits not stated | source, 18 Oct 2026 |
| HSBC HSBC Advance Credit Card | — | not stated | 4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app | 4 a year | Guests can be added for USD 32 each | source, 18 Oct 2026 |
| HSBC HSBC Premier Credit Card | — | not stated | Airport lounge access among the travel and lifestyle rewards | — | Number of visits and programme not stated on the page | source, 18 Oct 2026 |
| RAKBANK Elevate Credit Card (Prime / Plus / Privilege tiers) | — | not stated | Access to 1,300+ airport lounges plus 1 guest, all three tiers | — | Minimum spend of USD 1 every 3 months required; number of visits not stated; during the trial below AED 10,000 monthly spend, up to 5 visits per month | source, 18 Oct 2026 |
| RAKBANK World Cashback Credit Card | — | not stated | Complimentary airport lounge access | — | Number of visits and programme not stated on the page | source, 18 Oct 2026 |
Cinema
| Bank and card | Fee | Salary from | Perk | Limit | Terms | Source, checked |
|---|---|---|---|---|---|---|
| Dubai First Dubai First Low-Rate Credit Card | free | AED 5,000 | Standard movie tickets from AED 20 at Cine Royal, Star Cinemas and Reel Cinemas | — | Spend AED 5,000 in the previous month; number of tickets not stated on the page | source, 18 Oct 2026 |
| FAB FAB Rewards Indulge Credit Card | free | AED 5,000 | Four movie tickets every month at AED 20 at Cine Royal, Star Cinemas and Reel Cinemas | 4 a month | Minimum spend of AED 3,000 in a month | source, 18 Oct 2026 |
| Emirates NBD Duo Credit Cards (Diners Club + Mastercard) | free | AED 12,000 | Buy 1 get 1 free at Cine Royals Cinemas: AED 40.25 for two regular 2D Standard tickets | up to 3 tickets a month | Minimum spend criteria applies; service charge AED 125 + VAT if the spend is below the required amount; tickets booked on cineroyal.ae or the app | source, 18 Oct 2026 |
| Emirates NBD Go4it Platinum Credit Card | free | AED 12,000 | Buy 1 get 1 free movie tickets (from 1 Aug 2026 at Reel Cinemas); 25% off cinema food and beverages | — | The page earlier named VOX Cinemas; effective 1 August 2026 the offer moves to Reel Cinemas | source, 18 Oct 2026 |
| CBI Mastercard Titanium Credit Card | free | not stated | Monthly cashback on cinema spend (tickets, food and drinks), up to AED 300 per month | up to AED 300 a month | Cashback tier depends on the monthly statement spend; also covers subscriptions and valet parking | source, 18 Oct 2026 |
| Mashreq Mashreq Cashback Credit Card | free | not stated | 50% off Deluxe-Plus seats at Cinepolis, up to 8 tickets per month, until 31 December 2026 | 8 a month | Valid until 31 December 2026 | source, 18 Oct 2026 |
| RAKBANK Titanium Credit Card | free | not stated | Up to 50% cashback at cinemas | — | Cinemas and monthly cap not stated on the page | source, 18 Oct 2026 |
| Mashreq Mashreq Platinum Plus Credit Card | AED 299 | AED 5,000 | 4 movie tickets each billing month at 50% off at VOX, Reel and Novo Cinemas | 4 a month | source, 18 Oct 2026 | |
| Mashreq Mashreq Platinum Plus Credit Card | AED 299 | AED 5,000 | 8 movie tickets each billing month at 50% off at Cinepolis until 31 December 2026 | 8 a month | Valid until 31 December 2026 | source, 18 Oct 2026 |
| FAB FAB Cashback Credit Card | AED 300 | AED 5,000 | Four movie tickets a month at AED 20 at Reel Cinemas, Cine Royal and Star Cinemas | 4 a month | source, 18 Oct 2026 | |
| HSBC HSBC Live+ Credit Card | AED 313.95 | AED 5,000 | Buy 1 Get 1 Free movie tickets every month | once a month | Spend at least AED 6,000 in the calendar month of booking; up to 25% off food and drink at cinemas across the UAE | source, 18 Oct 2026 |
| Dubai First Dubai First Cashback Credit Card | AED 399 | AED 5,000 | Up to 4 standard movie tickets every month from AED 20 at VOX Cinemas | 4 a month | Spend AED 4,000 in the previous month; plus a soft drink and pop size upgrades | source, 18 Oct 2026 |
| Emirates NBD Skywards Signature Credit Card | AED 735 | AED 12,000 | Buy 1 get 1 free movie tickets at VOX, Reel and Cine Royals | — | Book online on the cinema website or app and pay with the card; minimum spend criteria applies | source, 18 Oct 2026 |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | Buy 1 get 1 free movie ticket at Roxy Cinemas | — | Monthly spend of AED 10,000 required; AED 100 is charged for each month the target is not met | source, 18 Oct 2026 |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | Eight movie tickets per month from AED 20 each at Reel, Royal, Star and VOX Cinemas | 8 a month | Monthly spend of AED 10,000 required; AED 100 is charged for each month the target is not met | source, 18 Oct 2026 |
| FAB FAB Travel Credit Card | AED 1,500 | AED 20,000 | Four movie tickets a month at AED 20 at Reel Cinemas, Cine Royal and Star Cinemas | 4 a month | source, 18 Oct 2026 | |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | 8 movie tickets each month at 50% off at VOX, Reel and Novo (also Cinepolis until 31 Dec 2026) | 8 a month | No minimum spend | source, 18 Oct 2026 |
| Emirates NBD Skywards Infinite Credit Card | AED 1,575 | AED 30,000 | Buy 1 get 1 free movie tickets at VOX, Reel and Cine Royals | — | Book online on the cinema website or app and pay with the card; minimum spend criteria applies | source, 18 Oct 2026 |
| Standard Chartered Standard Chartered Journey Credit Card | AED 1,575 | AED 30,000 | Buy 1 Get 1 Free movie tickets at all VOX and Reel Cinemas in the UAE | — | Number of tickets per month not stated on the page | source, 18 Oct 2026 |
| Emirates NBD Priority Banking Visa Infinite Credit Card | AED 1,575 | not stated | Buy 1 get 1 free movie tickets at VOX, Reel and Cine Royals | — | Book online on the cinema website or app and pay with the card | source, 18 Oct 2026 |
| HSBC HSBC Emirates Skywards Infinite Credit Card | AED 2,625 | AED 30,000 | Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drinks at cinemas across the UAE | once a month | source, 18 Oct 2026 | |
| Arab Bank Arab Bank Visa Signature Credit Card | — | not stated | Buy 1 Get 1 movie tickets at VOX, Reel, Roxy and Novo Cinemas | — | Number of tickets not stated on the page; cinemas' terms apply | source, 18 Oct 2026 |
| Citi Citi Premier Mastercard | — | not stated | Flat 30% off up to 4 movie tickets with VOX each month | 4 a month | Primary cardholder only | source, 18 Oct 2026 |
| Citi Citi Prestige Mastercard | — | not stated | Up to four Buy 1 Get 1 movie tickets with VOX each month | 4 a month | Primary cardholder only; book on the VOX site or app and validate the card | source, 18 Oct 2026 |
| Citi Citi Prestige Mastercard | — | not stated | Up to two Buy 1 Get 1 movie tickets with Reel each month | 2 a month | Primary cardholder only; log in to a Reel account (guest checkout does not work) and validate the card | source, 18 Oct 2026 |
| Citi Citi Rewards Mastercard | — | not stated | Flat 30% off up to 2 movie tickets with VOX each month | 2 a month | Primary cardholder only | source, 18 Oct 2026 |
| Citi Citi Ultima Mastercard | — | not stated | Up to four Buy 1 Get 1 movie tickets with VOX each month | 4 a month | Primary cardholder only; book on the VOX site or app and validate the card | source, 18 Oct 2026 |
| Citi Citi Ultima Mastercard | — | not stated | Up to two Buy 1 Get 1 movie tickets with Reel each month | 2 a month | Primary cardholder only; log in to a Reel account (guest checkout does not work) and validate the card | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | Up to 3 Buy 1 Get 1 movie tickets each month at Reel Cinemas | 3 a month | Monthly retail spend of AED 5,000 required; above the maximum the discount is billed to the card | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | 20% off all movie tickets at Roxy Cinemas | — | Valid until 30 April 2027; also 20% off food and beverages on site | source, 18 Oct 2026 |
| HSBC HSBC Advance Credit Card | — | not stated | Buy 1 Get 1 Free movie tickets every month | once a month | Spend at least AED 6,000 in the calendar month of booking; up to 25% off food and drink at cinemas across the UAE | source, 18 Oct 2026 |
| HSBC HSBC Premier Credit Card | — | not stated | Buy 1 Get 1 Free movie tickets every month | once a month | Spend at least AED 6,000 in the calendar month of booking; up to 25% off food and drink at cinemas across the UAE | source, 18 Oct 2026 |
| RAKBANK Elevate Credit Card (Prime / Plus / Privilege tiers) | — | not stated | 50% off at VOX Cinemas, all three tiers | — | source, 18 Oct 2026 | |
| RAKBANK World Cashback Credit Card | — | not stated | Discounted rates at VOX Cinemas | — | Discount size not stated on the page | source, 18 Oct 2026 |
Ticket prices and card discounts at each cinema: Cinemas and theatres.
Valet parking
| Bank and card | Fee | Salary from | Perk | Limit | Terms | Source, checked |
|---|---|---|---|---|---|---|
| Emirates NBD Skywards Signature Credit Card | AED 735 | AED 12,000 | Valet parking at selected locations in Abu Dhabi | — | source, 18 Oct 2026 | |
| ADIB SHARE Visa Infinite Covered Card | AED 999 | not stated | Valet parking at select locations in the UAE, 4 times a month | 4 a month | source, 18 Oct 2026 | |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | One free hour of valet parking up to 5 times a month at premium UAE locations (Mall of the Emirates, City Walk, Dubai Mall, Yas Mall and others) | 5 a month | Monthly spend of AED 10,000 required; AED 100 is charged for each month the target is not met | source, 18 Oct 2026 |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | 2 free valet parking uses per billing cycle at premium locations in Dubai and Abu Dhabi | 2 a month | Spend at least AED 10,000 in the last billing cycle | source, 18 Oct 2026 |
| Emirates NBD Skywards Infinite Credit Card | AED 1,575 | AED 30,000 | Valet parking at selected locations in Abu Dhabi | — | source, 18 Oct 2026 | |
| Emirates NBD Visa Infinite Credit Card | AED 1,575 | AED 30,000 | Valet parking at selected locations in Abu Dhabi | — | source, 18 Oct 2026 | |
| Emirates NBD Priority Banking Visa Infinite Credit Card | AED 1,575 | not stated | 4 complimentary valet parking services per month of one hour each at selected locations in Abu Dhabi | 4 a month | Present the card at the valet service | source, 18 Oct 2026 |
| DIB Emirates Skywards DIB Infinite Covered Card | AED 2,500 | AED 20,000 | 4 complimentary valet parking services per month at 18 key locations across the UAE | 4 a month | Minimum monthly spend of AED 8,000; present the card at valet reception | source, 18 Oct 2026 |
| ADIB ADIB Etihad Guest Visa Infinite Covered Card | AED 3,000 | not stated | Free valet parking four times a month through Valtrans at key UAE locations | 4 a month | Standard parking only, not VIP | source, 18 Oct 2026 |
| DIB Prime Signature Card | — | AED 15,000 | 2 complimentary valet parking services per month at 18 key locations across the UAE | 2 a month | Minimum monthly spend of AED 5,000; present the card at valet reception | source, 18 Oct 2026 |
| DIB Prime Infinite Card | — | AED 20,000 | 2 complimentary valet parking services per month at 18 key locations across the UAE | 2 a month | Minimum monthly spend of AED 8,000; present the card at valet reception | source, 18 Oct 2026 |
| ADIB SHARE Visa Platinum Covered Card | — | not stated | Valet parking at select locations in the UAE, once a month | 1 a month | source, 18 Oct 2026 | |
| Ajman Bank BRight Platinum Credit Card | — | not stated | Valet parking 3 times a month at over 35 locations | 3 a month | source, 18 Oct 2026 | |
| Ajman Bank BRight World Credit Card | — | not stated | Valet parking 4 times a month at over 35 locations | 4 a month | source, 18 Oct 2026 | |
| Citi Citi Prestige Mastercard | — | not stated | 2 complimentary valet parking visits per month at select Valtrans locations | 2 a month | Standard valet service only; the limit of 2 per calendar month covers primary and supplementary cards; excess charged to the card | source, 18 Oct 2026 |
| Citi Citi Ultima Mastercard | — | not stated | 2 complimentary valet parking visits per month at select Valtrans locations | 2 a month | Standard valet service only; the limit of 2 per calendar month covers primary and supplementary cards; excess charged to the card | source, 18 Oct 2026 |
| Deem Deem Platinum Credit Card | — | not stated | Complimentary valet parking at selected locations | — | Number of uses not stated (company blog, lower confidence) | source, 18 Oct 2026 |
| Deem Deem World Credit Card | — | not stated | Complimentary valet parking at selected locations | — | Number of uses not stated (company blog, lower confidence) | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | 2 complimentary valet parking services per month at select locations across the UAE | 2 a month | Monthly retail spend of AED 7,500 required (effective 1 March 2026); otherwise a service fee applies | source, 18 Oct 2026 |
Golf
| Bank and card | Fee | Salary from | Perk | Limit | Terms | Source, checked |
|---|---|---|---|---|---|---|
| Emirates NBD Duo Credit Cards (Diners Club + Mastercard) | free | AED 12,000 | Complimentary access to top golf courses across the UAE | — | source, 18 Oct 2026 | |
| Emirates NBD Skywards Signature Credit Card | AED 735 | AED 12,000 | Complimentary access to top golf courses across the UAE | — | source, 18 Oct 2026 | |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | 30% off golf, or one free guest, at selected golf clubs worldwide (Mastercard Golf Programme by Thriwe) | — | At selected golf clubs | source, 18 Oct 2026 |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | Complimentary games of golf per billing cycle at Arabian Ranches, Abu Dhabi Golf Club, The Track Meydan, The Els Club and Jebel Ali | — | Number of games not stated; book 15 to 21 days ahead; food, buggy, caddie and equipment are paid by the cardholder | source, 18 Oct 2026 |
| Emirates NBD Skywards Infinite Credit Card | AED 1,575 | AED 30,000 | Complimentary access to top golf courses across the UAE | — | AED 30 processing fee per booking plus no-show fees; minimum spend criteria applies | source, 18 Oct 2026 |
| Standard Chartered Standard Chartered Journey Credit Card | AED 1,575 | AED 30,000 | 2 golf rounds booked each billing cycle via the SpikesOn.com app | 2 a month | Minimum spend of AED 12,000 per billing cycle, otherwise a one-time fee of AED 525 per booked round | source, 18 Oct 2026 |
| Emirates NBD Priority Banking Visa Infinite Credit Card | AED 1,575 | not stated | Free golf in the UAE and up to 40% discount at premium golf courses worldwide | — | source, 18 Oct 2026 | |
| ADIB ADIB Etihad Guest Visa Infinite Covered Card | AED 3,000 | not stated | Complimentary golf with one guest at selected locations (Abu Dhabi Golf Club, Els Golf Club Dubai) | once a month | Capped at once per month | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | Unlimited complimentary golf rounds at a wide range of golf clubs, weekdays and weekends | unlimited | Monthly retail spend of AED 10,000 required; otherwise the green fee applies; the green fee also applies for a no-show | source, 18 Oct 2026 |
Airport transfers
| Bank and card | Fee | Salary from | Perk | Limit | Terms | Source, checked |
|---|---|---|---|---|---|---|
| FAB FAB Cashback Credit Card | AED 300 | AED 5,000 | 1 free airport transfer | — | source, 18 Oct 2026 | |
| FAB FAB Elite Credit Card | AED 1,200 | AED 40,000 | Six Careem airport transfers a year with your Mastercard | 6 a year | Does not include Hala Taxis | source, 18 Oct 2026 |
| FAB FAB Travel Credit Card | AED 1,500 | AED 20,000 | 4 airport transfers per year to and from UAE airports, saving up to USD 23 on each ride | 4 a year | Booked via the Careem app and paid with the FAB Travel Card | source, 18 Oct 2026 |
| Mashreq Mashreq Solitaire Credit Card | AED 1,500 | not stated | 6 complimentary airport transfers (limousine) a year to and from Dubai International and Abu Dhabi airports, max one per month | 6 a year | Spend AED 10,000 or more in the last billing cycle; book by phone at least 4 business days ahead | source, 18 Oct 2026 |
| Standard Chartered Standard Chartered Journey Credit Card | AED 1,575 | AED 30,000 | 4 complimentary airport rides a year with the Careem app | 4 a year | Only rides to and from UAE airports | source, 18 Oct 2026 |
| Emirates NBD Priority Banking Visa Infinite Credit Card | AED 1,575 | not stated | Airport transfers up to 4 drops a year in the UAE | 4 a year | source, 18 Oct 2026 | |
| DIB Emirates Skywards DIB Infinite Covered Card | AED 2,500 | AED 20,000 | 4 complimentary airport transfers between Dubai International Terminal 3 and Abu Dhabi, and back | 4 a year | Book at least 2 days ahead; AED 50 fee after a 20-minute wait; fee up to AED 335 if the minimum monthly spend is not met | source, 18 Oct 2026 |
| ADIB ADIB Etihad Guest Visa Infinite Covered Card | AED 3,000 | not stated | Two Abu Dhabi airport transfers per year from anywhere in the UAE (within city limits) | 2 a year | Booking by phone 3 business days ahead; extra rides are charged to the card | source, 18 Oct 2026 |
| Arab Bank Arab Bank World Elite Mastercard | — | not stated | 6 complimentary airport rides with Careem for the World Elite Mastercard | 6 a year | Booked with the Mastercard on the Careem app; the page does not say whether the limit is per year | source, 18 Oct 2026 |
| Emirates Islamic Skywards Infinite Credit Card | — | not stated | 2 complimentary Marhaba Meet & Greet services per year at the airport | 2 a year | Monthly retail spend of AED 5,000 required; otherwise the service fee is billed | source, 18 Oct 2026 |
| HSBC HSBC Premier Credit Card | — | not stated | 1 complimentary Careem airport ride per year, up to AED 84 | 1 a year | Terms apply; a Careem promo code is required | source, 18 Oct 2026 |
| RAKBANK Elevate Credit Card (Prime / Plus / Privilege tiers) | — | not stated | 2 complimentary chauffeured rides per month with Zofeur | 2 a month | Capped at AED 80 per ride (Zofeur footnote on the tier comparison page) | source, 18 Oct 2026 |
| RAKBANK Elevate Credit Card (Prime / Plus / Privilege tiers) | — | not stated | 6 complimentary airport transfers per year | 6 a year | source, 18 Oct 2026 |
Common questions
Which free credit card gives airport lounge access?
4 cards with no annual fee include lounges: Emirates NBD Duo Credit Cards (Diners Club + Mastercard), FAB Rewards Indulge Credit Card, CBI Mastercard Titanium Credit Card, Dubai First Low-Rate Credit Card. Visit limits and spend conditions are in the Airport lounges table.
What salary do I need for a card with lounge access?
The lowest threshold among cards whose bank states one is AED 5,000 a month (Dubai First Low-Rate Credit Card). Some banks do not publish the threshold on the card page.
Which cards include free valet parking?
19 cards in the table include valet parking, usually with a monthly limit: Emirates NBD Skywards Signature Credit Card, ADIB SHARE Visa Infinite Covered Card, FAB Elite Credit Card, Mashreq Solitaire Credit Card.
How often is the data updated?
The banks’ pages were checked on 18 Oct 2026; every perk is matched against a verbatim quote from the bank’s page. Banks change terms without notice, so confirm before you apply.