What it is: Bank

Cost: Free for Mashreq customers

How it works: Salaam: points on spend (e.g. Platinum 3 per AED locally, 6 abroad per 2020 data) and balances. Rates (Mashreq Al Islami): cashback 380 points = AED 1, POS/partners 303 points = AED 1, miles 17–32 points per mile. From 22.06.2026 — Everyday Cashback: personal Visa offers up to 20% cashback for debit and credit cards in the app.

Who can get it: Mashreq / Mashreq Neo customers

Pros

• Up to 20% cashback on card-linked offers
• Pay with points at POS
• Points valid 3 years

Cons

• Low point value (~AED 0.003)
• Merchant list only in the app
• Salaam data partly outdated

Official program website

Where it works

By category

Parks & leisure (11)

• CinépolisDubai
  Mashreq50% off Deluxe-Plus seats (up to 8 tickets a month)
• CinépolisNorthern Emirates
  Mashreq50% off Deluxe-Plus seats (up to 8 tickets a month)
• Novo CinemasAll UAE
  Mashreq50% off movie tickets: 8 tickets per month (Solitaire), 4 per billing month (Platinum Plus)
• Reel CinemasDubai
  Mashreq50% off tickets: up to 10 per month (Al Islami Solitaire), 8 (Solitaire), 4 (Platinum Elite and Plus); 20% off F&B
• VOX CinemasAll UAE
  Mashreq50% off tickets: up to 10 per month (Al Islami Solitaire), 8 (Solitaire), 4 (Platinum Elite, Platinum Plus, Al Islami Platinum)
• IMG Worlds of AdventureDubai
  Mashreq30% off General Admission tickets for cardholder + 4 family members

All Mashreq offers on parks & leisure (11) →

Shopping (1)

• Mashreq Everyday Cashback (Visa)All UAE
  MashreqUp to 20% cashback at brands (personal offers)

Fitness (1)

• Fitness FirstAll UAE
  MashreqUnlimited complimentary Fitness First visits

Flights & travel (1)

• MakeMyTripOnline
  MashreqInstant 10% off flights up to AED 80 plus 10% MMT wallet reward up to AED 80 (promo code)

Hotels (1)

• MakeMyTripOnline
  MashreqInstant 15% off hotels up to AED 300 plus 15% MMT wallet reward up to AED 300 (promo code)