FAB: discounts and how to get them

FAB in the UAE: 91 offers at 86 places — restaurants (32), shopping (27), parks & leisure (9), auto (4). How to get it, pros and cons. Checked 20 Sep 2026.

What it is: Bank

Cost: Free for FAB customers (depends on card/account)

How it works: Points on card spend (e.g. World Elite — 5 per AED 1 in the UAE), account balances (up to 8 per AED 1,000), loans. Spending in FAB Mobile: cashback in multiples of AED 50, vouchers, bills, Salik, exchange for Skywards/Etihad Guest, Shukran. Example: 66,800 points = AED 200 cashback (≈334 points = AED 1, ~AED 0.003/point); 268,480 points = 22,373 Etihad Guest miles.

Who can get it: FAB customers in Abu Dhabi, payroll customers

Pros

• Points on balances and loans, not just cards
• Flexible exchange for miles and Shukran
• ADNOC, du, Etihad co-brands

Cons

• Complex rates, low point value
• Cashback only in multiples of AED 50
• Earning limits by card

Official program website

Where it works

Restaurants (32)

• Flow KitchenDubai
  FAB35% cashback on international cuisine
• QwertyDubai
  FAB15% cashback Mon–Fri and 19% Sat–Sun on English cuisine
• DOH CafeDubai
  FAB18% cashback on coffee & snacks
• Oakberry Acai BowlsDubai
  FAB18% cashback on healthy food
• AOC InternationalDubai
  FAB14% cashback on the international buffet
• BA - Boldly AsianDubai
  FAB14% cashback on Asian cuisine

Shopping (27)

• Auro EssentialsOnline
  FABUp to 15% cashback on shower filters
• HundoOnline
  FAB11% cashback on meal subscriptions
• IndHeritageOnline
  FABUp to 11% cashback on Indian ethnic wear
• ZedOnline
  FAB11% cashback on ride bookings
• GrandioseDubai
  FABUp to 10% cashback on groceries
• GrandioseAbu Dhabi
  FABUp to 10% cashback on groceries

Parks & leisure (9)

• IMG Worlds of AdventureDubai
  FAB30% off entry tickets
• Jump BoxxDubai
  FAB20% cashback on indoor activities
• The Green PlanetDubai
  FAB20% off tickets with FAB cards
• Five IronDubai
  FABUp to 15% cashback on indoor golf
• The Yellow BoatsDubai
  FAB14% cashback on boat rentals
• Top Padel Sports ClubDubai
  FAB13% cashback on padel court bookings

Auto (4)

• Lumiere Car RentalDubai
  FAB20% cashback on car rental
• Battery and WheelsDubai
  FAB14% cashback on car battery services
• 800CarGuruDubai
  FAB10% cashback on automotive services
• VFIX AutomotiveDubai
  FAB9% cashback on automotive services

Spa & beauty (4)

• Niyama SpaAbu Dhabi
  FAB14% cashback on spa services
• Niyama SpaDubai
  FAB14% cashback on spa services
• ZOYA Health & Wellbeing ResortNorthern Emirates
  FAB14% cashback on wellness services
• Andsom SkinOnline
  FAB11% cashback on men's grooming products

Services (4)

• Blossom LaundryDubai
  FAB11% cashback on laundry services
• LaundrovilleDubai
  FAB11% cashback on laundry services
• Paw CelebrationDubai
  FAB11% cashback on pet spa services
• Paws and Whiskers Pets NurseryDubai
  FAB7% cashback on pet grooming & boarding