What it is: Bank

Cost: Free for FAB customers (depends on card/account)

How it works: Points on card spend (e.g. World Elite — 5 per AED 1 in the UAE), account balances (up to 8 per AED 1,000), loans. Spending in FAB Mobile: cashback in multiples of AED 50, vouchers, bills, Salik, exchange for Skywards/Etihad Guest, Shukran. Example: 66,800 points = AED 200 cashback (≈334 points = AED 1, ~AED 0.003/point); 268,480 points = 22,373 Etihad Guest miles.

Who can get it: FAB customers in Abu Dhabi, payroll customers

Pros

• Points on balances and loans, not just cards
• Flexible exchange for miles and Shukran
• ADNOC, du, Etihad co-brands

Cons

• Complex rates, low point value
• Cashback only in multiples of AED 50
• Earning limits by card

Official program website

Where it works

By category

Shopping (38)

• LuLu HypermarketAll UAE
  FAB20% off (up to AED 75) on online orders of AED 300+ on Thursdays, twice a month
• Amazon.aeOnline
  FAB10% off (up to AED 50) on orders of AED 300+, once a month; not valid during Amazon sale events (promo code)
• noon.comOnline
  FAB10% off (up to AED 50) on home essentials, beauty and groceries on orders of AED 300+, once a month (promo code)
• adLDubai
  FAB5% cashback on fashion apparel
• Ajmal PerfumesDubai
  FAB5% cashback on perfumes & fragrances
• Al Boom MarineDubai
  FAB7% cashback on fashion apparel

All FAB offers on shopping (38) →

Restaurants (26)

• Careem Food, QuikOnline
  FAB25% off (up to AED 50) on Careem Food or Quik orders of AED 125+, once a month (promo code)
• Careem DineOutAll UAE
  FABAED 50 off when you spend AED 250+ via Careem Pay, once a month; World and World Elite cards get an extra 15% off (up to AED 100)…
• QlubAll UAE
  FAB10% off (AED 20) when you pay a restaurant bill of AED 200+ with Qlub, once a month
• 77 Texas BBQDubai
  FAB6% cashback on Texas-style BBQ
• AOC InternationalDubai
  FAB14% cashback on the international buffet
• BODEGA3000Dubai
  FAB7% cashback on coffee, food & drinks

All FAB offers on restaurants (26) →

Parks & leisure (14)

• Roxy CinemasDubai
  FABBuy 1 ticket, get 1 free
• IMG Worlds of AdventureDubai
  FAB30% off entry tickets
• Reel CinemasDubai
  FABStandard 2D tickets from AED 21 + 20% off F&B
• Royal CinemasAbu Dhabi
  FAB2D ticket for AED 20 (excl. VAT) + 20% off F&B
• The Green PlanetDubai
  FAB20% off tickets with FAB cards
• Aguila PerformanceDubai
  FAB7% cashback on golf training sessions & retail

All FAB offers on parks & leisure (14) →

Services (6)

• Blossom LaundryDubai
  FAB11% cashback on laundry services
• LaundrovilleDubai
  FAB11% cashback on laundry services
• LaundryheapOnline
  FAB14% cashback on laundry services
• Paw CelebrationDubai
  FAB11% cashback on pet spa services
• Paws and Whiskers Pets NurseryDubai
  FAB7% cashback on pet grooming & boarding
• ZofeurOnline
  FABUp to 10% cashback on rides: 5–10% depending on the day and time

Auto (4)

• 800CarGuruDubai
  FAB7% cashback on automotive services
• Battery and WheelsDubai
  FAB14% cashback on car battery services
• Lumiere Car RentalDubai
  FAB20% cashback on car rental
• VFIX AutomotiveDubai
  FAB9% cashback on automotive services

Spa & beauty (4)

• Andsom SkinOnline
  FAB11% cashback on men's grooming products
• Niyama SpaAbu Dhabi
  FAB14% cashback on spa services
• Niyama SpaDubai
  FAB14% cashback on spa services
• Zoya Health & Wellbeing ResortNorthern Emirates
  FAB14% cashback on wellness services