Best discount cards and programs in the UAE 2026: ranked by data

The ranking: top 15 by offers

1. 1
   Esaadvia employer or status

   2,751 places · median −20%
   Free
   3,021offers
2. 2
   ADCBwith a bank card

   2,198 places · median −20%
   Free for ADCB customers
   2,386offers
3. 3
   Fazaavia employer or status

   1,449 places · median −20%
   The discount card is free via employers.
   1,480offers
4. 4
   Mazayavia employer or status

   911 places · median −20%
   Annual membership with Mazaya and Mazaya++ tiers
   1,412offers
5. 5
   Entertainerpaid membership

   679 places · median −50%
   Annual The ENTERTAINER UAE 2026 membership — AED 395, valid until 31.12.2026.
   724offers
6. 6
   SupperClubpaid membership

   218 places · median −50%
   Gold AED 175 for 6 months
   283offers
7. 7
   ADV+paid membership

   183 places · median −20%
   Single: AED 3,695 a year (6 clubs + 2 free) or AED 4,695 (all clubs).
   269offers
8. 8
   Privileepaid membership

   246 places · median −20%
   From AED 579 a month on the 12-month plan (AED 6,948 a year)
   250offers
9. 9
   HSBCwith a bank card

   188 places · median −15%
   Free for HSBC cardholders
   190offers
10. 10
    Emirates NBDwith a bank card

    174 places · median −20%
    Free for ENBD cardholders
    186offers
11. 11
    DIBwith a bank card

    141 places · median −20%
    Free for DIB cardholders
    154offers
12. 12
    eliteclubpaid membership

    127 places · median −50%
    Classic — AED 410, Silver — AED 620, Gold — AED 1,040, Platinum — AED 1,355
    127offers
13. 13
    Grouponfree for everyone

    99 places · median −20%
    Free
    110offers
14. 14
    FABwith a bank card

    96 places · median −20%
    Free for FAB customers (depends on card/account)
    102offers
15. 15
    Emirates Islamicwith a bank card

    84 places · median −15%
    Free for Emirates Islamic cardholders
    86offers

Programs with 20 or more active offers are included. The median is the typical discount percentage among offers that state one; a 1+1 counts as 50%.

Where the discounts come from

All offers of the ranked programs by how you get the card:

The largest catalogs belong to employer-based programs: Esaad for Dubai government staff, Fazaa and Mazaya. If you qualify for one of them, start there: Esaad and the Fazaa card are free via the employer. Who qualifies for which.

Best programs by category

How to choose yours

1. Check whether you qualify for a free card via your employer or status (government job, 65+, student, People of Determination). Status-based discounts
2. See what your bank card already gives: discounts, cinema, lounges. Card perks
3. Only buy a paid club if it pays off on your habits. The pay-back maths
4. Add your cards to the Hasm app — it shows every discount they give near you.

How to save money in the UAE: 12 ways, with numbers