What it is: Bank / neobank

Cost: Free for Wio Personal (Salary, Family, Plus plans); use the card at least once every 90 days

How it works: 2% cashback on Wio credit-line spend (up to AED 2,500 or 1% of the limit a month) — effectively AED 1 = AED 1. Debit cashback ended 01.06.2026; from 13.07.2026 it’s replaced by a free ENTERTAINER: 600+ BOGO offers at 200 merchants (up to 1,200 for Wio Family) in Dubai, Abu Dhabi, Al Ain and the Northern Emirates. Wio Savings: up to 10 million Etihad Guest miles (1 mile per AED 1 saved).

Who can get it: Young expats, digital users, families

Pros

• Free ENTERTAINER
• 2% cashback in real money
• Etihad miles for deposits

Cons

• Debit cashback discontinued
• Cashback on credit line only
• Activity required every 90 days

Official program website

Where it works

Restaurants (3)

• ENTERTAINER in Wio — Carnival by TresindDubai
  Wio (ENTERTAINER in Wio)BOGO
• ENTERTAINER in Wio — Maison Mathis / Café BateelAll UAE
  Wio (ENTERTAINER in Wio)BOGO
• ENTERTAINER in Wio — Signor SassiDubai
  Wio (ENTERTAINER in Wio)BOGO (2 for 1)

Parks & leisure (1)

• ENTERTAINER in Wio — Emirates Park ZooAbu Dhabi
  Wio (ENTERTAINER in Wio)BOGO entry

Spa & beauty (1)

• ENTERTAINER in Wio — Sofitel SpaAll UAE
  Wio (ENTERTAINER in Wio)BOGO

Finance & telecom (1)

• Wio Credit — cashbackAll UAE
  Wio (ENTERTAINER in Wio)2% on all credit-line purchases (up to AED 2,500/mo)