Esaad vs ADCB: which saves more in 2026
Esaad and ADCB in the UAE: 2,786 and 2,442 offers, 96 places in common. Where each saves more, who can get it, what it costs. Checked 28 Sep 2026.
At a glance
| Esaad | ADCB | |
|---|---|---|
| What it is | Free privilege card | Bank |
| Cost | Free | Free for ADCB customers |
| Who can get it | Dubai government employees, staff of connected organisations, GPSSA pensioners. Golden Visa — only Dubai-issued, in certain categories. | ADCB customers, families (school fees, Salik) |
| Active offers | 2,786 | 2,442 |
| Places | 2,524 | 2,263 |
| Typical discount (median) | −20% | −20% |
| Most places in | Dubai (1548), Abu Dhabi (363), Northern Emirates (351) | Dubai (1217), Abu Dhabi (650), Northern Emirates (189) |
Where both work
Both work at 96 places: Esaad saves more at 48, ADCB at 6, the same at 24; 18 can’t be compared (an “up to” discount or a benefit without a percentage).
| Place | Esaad | ADCB | Saves more |
|---|---|---|---|
| Al Habtoor Palace Dubai | 50% discount on rooms and 20% on suites on Best Available Rate | 10% off the best available rate | Esaad |
| Al Habtoor Polo Resort Dubai | 50% discount on rooms and 20% on suites and villas on Best Available Rate | 10% off the best available rate | Esaad |
| Hilton Dubai Al Habtoor City Dubai | 50% discount on rooms and 20% on suites on Best Available Rate | 10% off the best available rate | Esaad |
| Bab Al Qasr Hotel Abu Dhabi Abu Dhabi | 30% off | 10% off the best available rate | Esaad |
| JA Hatta Fort Hotel Dubai | 40% off | 20% off rooms including breakfast | Esaad |
| JA Lake View Hotel Dubai | 40% off | 20% off rooms with or without breakfast | Esaad |
| JA Ocean View Hotel Dubai | 40% off | 20% off rooms with or without breakfast | Esaad |
| Almas Cafe at Radisson Blu Ajman Northern Emirates | 20% off; Discount on total bill | 35% off food & drinks | ADCB |
| Filini at Radisson Blu Ajman Northern Emirates | 20% off; Discount on total bill | 35% off food & drinks | ADCB |
| Mazaj Lounge at Radisson Blu Ajman Northern Emirates | 20% off; Discount on total bill | 35% off food & drinks | ADCB |
| Metropolitan Hotel Dubai Dubai | 25% discount on rooms and 20% on suites on Best Available Rate | 10% off the best available rate | Esaad |
| The Larder at Radisson Blu Ajman Northern Emirates | 20% off; Discount on total bill | 35% off food & drinks | ADCB |
| Waldorf Astoria Dubai Palm Jumeirah Dubai | 25% discount on rooms and 20% on suites on Best Available Rate | 10% off the best available rate | Esaad |
| Dinner In The Sky Dubai | Enjoy 25% discount in Dinner in the Sky by using the promo code in the Esaad app 26% | 15% off food & drinks | Esaad |
| Babati Restaurant & Cafe Dubai | 25% off; Discount on total bill | 15% off food & drinks | Esaad |
| Black Pearl, Al Raha Beach Hotel Yas Island | 30% discount on the total bill | 20% off food & drinks | Esaad |
| Body & Mind Fitness Center Abu Dhabi | 20% Discount on the Fitness club services | 10% off gym memberships | Esaad |
| Doors Dubai | 20% off; Discount on the total bill | 10% off the à la carte menu | Esaad |
| Fun City All UAE | 10% off | 20% off play area membership | ADCB |
| Heat Cafe Dubai | 20% off; Exclusive Discount on total bill | 10% off food & drinks (min. spend AED 50) | Esaad |
Buy-one-get-one counts as 50% off. We name a winner only when both cards give a fixed percentage; “up to” offers and benefits without a percentage are not compared.
By category
| Category | Esaad | ADCB |
|---|---|---|
| Restaurants | 526 | 1606 |
| Shopping | 486 | 169 |
| Health | 292 | 104 |
| Spa & beauty | 208 | 69 |
| Hotels | 190 | 83 |
| Services | 198 | 42 |
| Real estate | 190 | 1 |
| Education | 161 | 24 |
Only with Esaad
- The Open Masters Games Abu DhabiAbu DhabiEsaad90% off
- Time Global ShippingDubaiEsaadDiscount from 60% to 80%
- crystal liightingNorthern EmiratesEsaadDiscount from 30% to 75% on total bill
- Mahallati Jewellery LLCDubaiEsaad75% off diamond jewelry
- Pure GoldAll UAEEsaadDiscount 75% on diamonds and 10% on gold items
- ARD AL AMANIDubaiEsaad70% discount
- Esaad10% discount on postgraduate studies and 40% to 70% on bachelor's studies
- Dubai YachtsDubaiEsaad65% off
Only with ADCB
- BattmobileDubaiADCBUp to 80% off selected services (min. spend AED 500)
- Al Jebal OpticalsNorthern EmiratesADCBUp to 70% off selected products
- Best OpticalsAbu DhabiADCBUp to 60% off selected frames & sunglasses
- Fair OpticalsAbu DhabiADCBUp to 60% off selected frames & sunglasses
- Le Maria OpticalsAbu DhabiADCBUp to 60% off selected frames & sunglasses
- LifeStyle Fine JewelryAll UAEADCBUp to 60% off
- Spring Fields NurseryAbu DhabiADCBUp to 60% off nursery fees
- Capital Gate TourismAbu DhabiADCB55% off desert safari
Common questions
Which is better, Esaad or ADCB?
It depends on where you spend: Esaad has clearly more places in shopping, health, spa & beauty; ADCB in restaurants. Both work at 96 places: Esaad saves more at 48, ADCB at 6, the same at 24; 18 can’t be compared (an “up to” discount or a benefit without a percentage).
Who can get Esaad?
Dubai government employees, staff of connected organisations, GPSSA pensioners. Golden Visa — only Dubai-issued, in certain categories.
Who can get ADCB?
ADCB customers, families (school fees, Salik)
What if I have both cards?
Each place page in the catalog shows the discounts of all your cards side by side, so you can pay with the one that saves more.